VIP Introduction
The greatest compliment you can give us Is an introduction to a loved one or friend.
Why Copia?
COPIA Wealth Management & Insurance Services and COPIA Wealth Management Advisors Inc., are organizations that combine comprehensive financial advising with education in order to best help our clients achieve their desired wealth goals.
This booklet is meant to convey some of the unique services and ideas we have developed for use with individuals such as yourself.
We have worked with many people and have built a great relationship of trust with them and their families over time. Our practice is selective, and we work mostly with referrals from existing clients.
I would enjoy the opportunity to talk with you about some of the things we do at COPIA and how those services might positively impact your financial, retirement, and investment goals today, or potentially down the road. We want to educate and empower you to make strategic
financial decisions to improve your standard of living and achieve financial success!
Included in this booklet is information about our firm. We look forward to hearing from you to reserve a time to meet in the very near future.
Author, Entrepreneur & Financial Coach
About
Elisabeth has been a financial advisor for over 28 years. She is a money coach, author, educator, financial coach, wife, mother, grandmother, and best friend to many. She is the founder of COPIA Wealth Management & Insurance Services and COPIA Wealth Management Advisors, Inc. organizations that provide comprehensive financial advising with education to help her clients achieve their desired wealth goals.
Elisabeth has been named the Financial Adviser of the Year twice in the Finance Monthly Global Awards, and recognized three times as the “Face of Finance, Wealth Management” by San Diego Magazine.
She has also been featured on the cover of Discover magazine, and in U.S. News and World Report, and San Diego Magazine. She is the author of the Wealth By Design book series. The latest in the series, released in 2023, is Retirement by Design.
Elisabeth's Story:
Finance Is In my Blood
Helping people with money is in my blood. My story begins with the longest most stressful month of my life in 1998, when my second child, Trevor, was born with severe complications and confined to the NICU. My whole life was about to change.
Suddenly I was facing the need for a new career to have the time flexibility I needed to care for my son. I thought I’d be in retail my entire life, but I needed to transition away from the very demanding and successful career I had as a fashion buyer for Nordstrom.
So in 1998, I ventured out looking
for what felt like a whole new life.
I had no idea what I wanted to do next.
A friend watched my son so I could interview with the GM of a local branch of Metlife.
I almost didn’t take the interview because, growing up, two things were off-limits:
Any talk about death or dying... and my mother’s purse!
My mother was from the “old country,” an immigrant from Vienna who lived through WWII. For her, conversations about death and money were secretive and fearful.
If you spoke about money, you’d be accused of wanting something when she died. And under NO circumstance… would you ever go into Mother’s purse! Never. You might get your hand cut off.
Financial planning was in direct conflict with the two things that were taboo in my family!
A job where you talk about money and death?
Not in my family!
But I took the interview,
and I loved it.
I felt I was born to help people with life’s most difficult subject: money!
I decided to go back to school at night to become licensed. I was 28 years old.
When I told my parents, they were my toughest critics.
But then, something wonderful happened.
At the same time, my father desired to retire early from the government at 55.
As a test of the value of a financial planner, I made an appointment for my parents with my newfound mentor in the industry.
So taboo were the subjects of money and death that my parents disallowed me from attending with them. So I waited nervously outside the closed office.
“Dear God,” I prayed, “If I am meant to be a financial advisor, please show me a sign. Show me even my parents can approve of it.”
When my parents emerged,
they were visibly happy.
My mom was ecstatic, and my Dad was thrilled that he could retire. Mom had always been my toughest critic, and her endorsement was the sign from God I needed to move into the best industry in the world, financial services, with my full commitment.
Since then, I’ve been blessed to have great mentors who helped me fast-track my career in many ways. But more deeply, I knew I was a woman in a profession full of men, and to succeed, I’d have to be the best. So I’ve always worked extra hard, and because of my children, failure was never an option.
Author, Entrepreneur & Financial Coach
Today I am grateful to to make a difference
in the financial lives of others.
I couldn’t have accomplished this without our team – they are incredible.
I found my mission, my passion, and my purpose when I found my place in the financial services industry. I’m in my dream job.
There is one moment I’ll never forget. It took place just 7 months before my mother passed away. At a client appreciation dinner, my Mother surprised me with an unexpected toast.
“Elisabeth, your grandfather would be very proud of you.”
My grandfather was a minister. I didn’t know why she was
bringing him up.
“I would hope my grandfather would be proud of me, but why?” I asked.
“Your grandfather was the Minister of Finance for Vienna, Austria before WWII.”
I was stunned! Growing up,
I thought he was a church minister.
That unexpected toast privately confirmed something,
I’ve felt since my first interview at MetLife.
I was born to be a financial advisor -
it’s in my blood!
P.S. My son Trevor is doing amazing today!
He is thriving. We raised him to be incredibly adaptive to his health, and he lives his life like he never had any health concerns. Trevor is an amazing young man.
He graduated from college in 3 short years and started his career in real estate as a loan officer. His sister Nicolette is equally amazing.
She’s definitely the smartest one in the family!
Mama is very proud of them both.
Our Mission
Our Mission is to consciously analyze, strategize, find solutions and support people in avoiding the worry and emotional suffering that is commonly attached to the psychology of money.
Our Vision is to do great things for great people; to create an amazing life by design and not a life by casualties.
As a Certified Money Coach through the Money Coach Institute, we understand that money is the #1 cause for emotional distress in a person’s life as an individual, in their relationships, in families, in friendships, in business, in our country and globally.
When there is lack of full clarity on the relationship with money, anxiety and stress overcome a life of quality and happiness. That is why we are passionate about simplifying the complexity of money and financial issues in all areas of life. We care, and take seriously, all coaching processes, in order to deliver a wide view of money, great possibilities and precise strategies. This creates clarity and gives back power over your finances, life and future.
In this society, it is a blessing when you have respect for money and you value how you earn it, how you manage it, and how you multiply it. It is our privilege and mission to support you on your financial journey and freedom.
At COPIA Wealth Management & Insurance Services and COPIA Wealth Management Advisors, Inc., we enjoy the challenge of finding customized solutions to all of your financial needs. Whether you’re looking to increase the returns of your portfolio while decreasing the risks of investing, decrease your tax burden, or just get your financial affairs into order, COPIA Wealth Management & Insurance Services and COPIA Wealth Management Advisors, Inc. are uniquely positioned to help you accomplish all of your financial goals.
We are a Fiduciary Firm
What does that mean for you?
- We work for and represent you (i.e. we don’t work for anyone telling us to “sell” any particular investment or product to you)
- We are transparent with all fees, costs and expenses
- We disclose and explain any and all conflicts of interest
- We do NOT push products
- We do NOT act like financial salespeople
- We take the time to understand your unique financial position before making any recommendations
- We take the time to create an individualized and customized comprehensive retirement financial plan that accomplishes your goals
- We are GOAL FOCUSED
Retirement By Design
How To Avoid Running Out of Money and Create the Income You Need, To Live the Way You Want!
In this book, you will learn:
- The top 5 enemies of your abundant retirement and how to combat them
-
The massive expense 1-in-5 retirees forget about until it’s too late…
will you be one of them? - The insanely important retirement step that only 2% of people handle… (failing to do this could cause years of grief for your entire family)
- How inflation will kill your retirement if you don’t take this one counterintuitive but easy action…
- What is the #1 investment you should make now to enjoy an abundant retirement?
- How NOT to run out of money in retirement
- How to reclaim $30,000+ a year in money you’re currently throwing away unnecessarily in tax mistakes and other “phantom” expenses
Wealth By Design
Ways to Love your Retirement
Money uncertainties and the financial distress it can cause leaves many people feeling lost and unsure. Unfortunately, the effects of these uncertainties often transfer to a person’s personal relationships, families, friendships, and even their businesses!
Even though millions of people wake up feeling stuck in these routines, most do little to change them and, unsurprisingly, end up with the same results.
So how can one break the cycle and begin getting themselves out of this chaotic routine? I wrote Wealth By Design to address just that!
A Few Topics Covered Are:
• Costs of Traditional Thinking
• Inventing Your Ideal Future
• Success Formula
• Income Planning
• Accountability…and so much more!
FEATURED IN
